Richard

Richard was friendly, personable yet completely professional. He worked very hard to assist us through the process of refinancing. We would definitely work with him again.

Wonder Worker

Richard was able to get a loan for us when other places told us no. Because I had no credit, not bad credit, just no credit, he worked with me and the lender to use other sources to establish prove my credit worthiness to get us approved. It took a while to get everything worked out, but he stayed in constant contact til the job was finished. He also keeps in contact after everything is done, not just to keep me informed of interest rates dropping, but also just to let me know thank you for your business. I don't hesitate to recommend him to anyone, and when I am ready to refinance, he is the first one I will contact.

Experience working with Richard Winters

My husband and I felt that working with Richard Winters as our loan officer was very beneficial to us as first time buyers of rental property. He was very professional as well as very informative. He took time to explain all the small but important aspects of applying for and obtaining a loan. Richard was there for us throughout the process as well as afterwards. He did a personal followup, and continues to send us Christmas cards/calendars 15 years later. He's an excellent loan officer and great person as well!

Perfection

Richard handled my loan and the entire process was effortless and seamless. Working with him was a pleasure and I very much look forward to working with him again in the future.

Broker

Richard is very service-oriented loan officer and is also thorough and efficient. He responds promptly and gets the job done.