One of the best

I've been in real estate in the past and have worked with many lenders both personally and professionally. I can say**.hands down, Kirk was one of the most efficient, knowledgeable lenders I've ever dealt with. I was blown away by his knowledge and ability to make the process flawless. What I loved the most is that everything he told me during our first phone call remained the same throughout the entire process, from the interest rate to the amount of our refi funds. Good stuff.

Awesome!

This was by far the easiest refi I have ever done. Everything was as Kirk Gay said it would be, and fast! Thanks Kirk!

Got it done

My refinance was not the easiest of situations and Kirk was there the whole way to get it done. I am very happy with the outcome and would use Kirk and Pacific Beneficial Mortgage again tomorrow if I had to do the whole thing again.

Kirk Gay is the BEST

I was so pleased with the customer service provided by Kirk Gay. He respected my request to handle the re-finance primarily by e-mail. Kirk is efficient, knowledgeable and a blast to deal with. He made me feel like I was his number one customer. THANK YOU very smooth process. A very honest man.

Extremely Pleased with Kirk Gay

I found Kirk Gay to be knowledgeable, honest, straightforward, and capable of providing the best loan offer. He clearly explained the details of each loan option and he provided great advice in choosing which type of loan to obtain. During the entire process, Kirk was available and responsive to all needs. I am extermely pleased with Kirk Gay and Pacific Beneficial.