Smooth Sailing

We were contacted by Jim Groth, after another lender had concluded that our particular circumstances made refinancing at this time a poor option. Jim not only got us a great rate, but we were able to relieve ourselves of a majority of credit card debt as well as pay our mortgage off in less than 10 years. The interest saving is phenomenal, and we couldn't be happier.

very cooperative

I was the smoothest any financial business venture has gone. Everything went like clock work. Jim Groth is a wealth of knowledge when it comes to processing loans.

Very Positive Experience

Out refinancing experience with Royal United Mortgage was a very positive experience for us in all aspects. Jim Groth was great to work with and helped us through the entire process with very little stress on our end. We were very pleased with the outcome and would recommend Royal United Mortgage and Jim Groth to any looking for a mortgage.

Should have picked Jim Groth

I got a bunch of offers through LendingTree on my home refinance, and Jim Groth with Royal United was one I talked with start to finish. I picked another company because their APR for my fixed 30-year loan was almost 1/2 percentage point lower than all the other offers. One guy from a third lender yelled at me, told me I was stupid, and the low rate was clearly too good to be true. Jim told me, matter-of-factly, that the loan probably wouldn't close and he predicted some of the things that the lender would say and how it would happen. Sure enough, the loan didn't close, and the lender tried to get me to pay a couple extra points for a new loan at a higher interest rate. I called Jim back and never once did he come close to saying "I told you so". We're watching refi rates now, hopefully there's one more dip in rates before they skyrocket, and when that dip comes I'm locking with Jim Groth and Royal United.

United Mortgage - Jim Groth

Jim Groth was my loan consultant and from the very beginning of the process for our loan he was excepitonally polite, answered all of my questions and concerns, and never did I feel that I was being lead in a wrong direction. We kept an open communication either by phone and e-mail. Always answered both in a timely manner. Jim was great to work with, has a wonderful personality and is extremely knowledgeable in all aspects of his job. I'm very happy that my experience with him and my loan went smoothly. Thank you Jim for all of your help.