Great, painless experience

Wow! That's all I can say about Kirk. He and his team were fantastic. He would call me back promptly, answered all my questions up front, made me feel comfortable about the process, and really made the whole experience so easy and painless it was hard to believe. It went very smoothly and efficiently. What more can you ask for in a refinance transaction? I would not hesitate to recommend Kirk to anyone looking for a referral. If I am willing to recommend him to my own mother, (which I am wholeheartedly), then you know he is good!

Kirk was great

The loan process is never easy, but Kirk did everything he could to make the process as painless as possible. Our loan was complicated and Kirk worked hard to make sure we closed in a reasonable time frame. I would definitely recommend Kirk to others looking for someone that will be communicative, respectful, and knowledgeable for their loan situation.

Pac Beneficial

I filled out a lending tree request and was immediately inundated with phone calls. Kirk Gay of Pacific Beneficial was one of the early responders. Having heard numerous mortgage lenders and their spiel, Kirk stood out as someone I could work with. He had an extremely professional demeanor and his experience was evident. Although it took longer to close this loan than I had hoped, it was not due to any shortcomings on Kirk's part. Kirk was responsive and communicated promptly and concisely. I would highly recommend Pacific Beneficial and Kirk Gay in particular.

Kirk Gay

When I first filled in my information with Lending Tree, I was overwhelmed with the response! I received offers via the internet, but my phone would not stop ringing! There were really too many choices. I waited a week, sorting through the offers and voice messages, and decided to answer Kirk's email which offered me good service and a competitive rate in a professional manner. I had read reviews re: Pacific Beneficial and Kirk as well as reviews about the competitors. My over all experience was very good. I work an odd schedule and am not the easiest person to get in touch with, but Kirk and Vanessa did a good job keeping in touch through the process, and my loan funded within the parameters we had established early on.I would definitely recommend this team when you are looking to refinance. They will prepare you for everything that may happen along the way, and they will take on all the work and worry involved with the process! Thank you Lending Tree, Pacific Beneficial, and Kirk, Shaun, and Vanessa!

Great job

Kirk and Vanessa are an outstanding team! From start to finish, they blew my other mortgage experience out of the water. I was completely frustrated with my last mortgage company (Nationstar!!!!!), and the folks at Pacific Beneficial were sympathetic, professional, efficient, and were so friendly it became almost a personal experience. I almost drove down to southern California to thank them. I would recommend this company to anyone I come in contact with. Thanks Kirk and Vanessa!